
1. The Cart That Got Away
2. What Happens Behind the Decline

3. The Cost to Merchants

4. A More Confident Checkout

5. Turning Intent into Completed Purchases

¹ https://www.pymnts.com/news/payments-innovation/2024/56-of-us-consumers-experienced-a-false-payment-decline-in-last-90-days
² https://www.riskified.com/learning/ecommerce-checkout-optimization/false-declines/
³ https://www.businesswire.com/news/home/20240409414686/en/New-ClearSale-Report-Illustrates-the-Staggering-Impact-of-False-Declines
⁴ VisaNet Data, Aug 2025 – Jul 2026
⁵ VisaNet Data, Jan 2026 – Mar 2026
⁶ https://www.biometricupdate.com/202501/state-of-passkeys-2025-passkeys-move-to-mainstream
² https://www.riskified.com/learning/ecommerce-checkout-optimization/false-declines/
³ https://www.businesswire.com/news/home/20240409414686/en/New-ClearSale-Report-Illustrates-the-Staggering-Impact-of-False-Declines
⁴ VisaNet Data, Aug 2025 – Jul 2026
⁵ VisaNet Data, Jan 2026 – Mar 2026
⁶ https://www.biometricupdate.com/202501/state-of-passkeys-2025-passkeys-move-to-mainstream